Job Description

• Location: Kumasi & Takoradi Branch

ZONDA TEC Ghana Ltd, a leader in the assembling, sales and servicing of heavy duty and light trucks located in Tema requires the services of Credit and Recovery officers to work with their Credit and Recovery team (Kumasi Branch and Takoradi Branch). As a successful hire, you shall be tasked to facilitate credit for our clients by assessing creditworthiness, processing relevant paperwork and recovering assets on credit sales. Credit and recovery officer responsibilities include; evaluating clients’ financial information and assessing risk. To be successful in this role, you should have a good understanding of credit and recovery procedures. 

Role Responsibilities

• Evaluate client creditworthiness, risks which include visitation to client Home and Business.
• Assess client financial strength for decision making taking into consideration all relevant information.
• Conform to organizational risk management policies.
• Maintain updated records of credit sales portfolio.
• Monitor day to day credit sales accounts in default in coordination with marketer and head.
• Set up payment plans for client in event of default.
• Monitor progress of existing payment plan.
• Monitor day to day GPS to assess its functionality. 

Required Skills or Experience

• A minimum of a HND holder or degree with good understanding and experience of credit and recovery procedures. 

Key Skills/ Competencies

• Legally friendly with credit sales procedures
• Positive attitude.
• Team Player.
• Good Communication skills.
• Strong analytical skills. 
• Good Planning and coordinating skills.
• Good organizational skills. 
• Perseverance

Terms and Conditions

• First Six (6) months of employment is a contract and also treated as a period of probation. Candidates who are outstanding in their performance in the first 6 months shall be confirmed as permanent employees.