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Credit Officer

JOB SUMMARY
Company	Confidential
Industry	Banking/Inves...
Category	Banking
Location	Dansoman
Job Status	Permanent
Salary	N/A
Education	Diploma/HND
Experience	1 year
Job Expires	Apr 25, 2025
Contact	...

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Job Description

Location: Dansoman

JOB PURPOSE/OBJECTIVE
The objective of this role is for you to EFFICIENTLY and EFFECTIVELY manage your Team’s Credit loan portfolio in consultation with your Supervisor, in line with the company’s objective.

FINANCIAL PERFORMANCE

Prospect for loan clients to increase your team’s loan portfolio in volume and value.
Credit Appraisals for your team to recommend or dis-recommend a request to your supervisor.
Recovery of credit facilities disbursed on due dates.
Accurately update loan portfolio and its various categories.
Cross Sell Company’s product to increase clientele base.

CUSTOMER SERVICE STANDARD

Ensure clients are well abreast with loan facility repayment schedule and other documentation with respect to loans being disbursed.
Ensure clients business are regularly visited and respective updated on such visits.
Have an in-depth knowledge of client’s nature of business.

OPERATIONAL EFFICIENCY

Ensure Loan portfolio is updated on daily basis
Ensure clients’ records in the system (banking software) is regularly updated.
Be Timeous with the proceeding of credit and other clients’ request.
Ensure accurate loan documentations and background checks on clients.
Assist with information from the team for regulatory and other purposes.
Support Credit Supervisor in generating all loan documents before disbursement.
Required to have a swift rapport with service providers (DVLA, State Transport Corporation, Lands commission etc.)
Serve as a conduit or key contact person on credit issues for the company in the absence of your supervisor/s.
Ensuring by liaising with Credit Supervisor, that client loan statements and requisitions are always accurate.
Ensuring to provide accurate credit information in the absence of Supervisor/s for regulatory purposes.

Required Skills or Experience

ACADEMIC QUALIFICATION AND WORK EXPERIENCE

Diploma/HND/1st degree in any accredited discipline
1 to 3years post national service work experience in related field
Ability to drive with a license class of B

How To Apply

Apply Online

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